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Ancillary Products – The Flexible, Affordable Choice for Your Groups

You can help your clients – of any size – offer a comprehensive employee benefit package that is flexible and affordable when you add ancillary products to a health benefit plan.

By offering your groups ancillary products, you can help them save money with the perfect complement to their health benefit plan. Groups can pay some, all or none of the costs on behalf of their employees.

Group Products

Group products enhance employees' benefits packages. With these products, employers pay all or some of the costs.

  • Life/AD&D
  • Dependent Life
  • Short Term Disability
  • Long Term Disability
  • Supplemental Life/AD&D
  • Long Term Care
  • Employee Assistance Plans
  • Limited Medical (Mini-Med)
  • GAP Plans

Voluntary Products

Voluntary products are paid for by the employee. No contribution is required from the employer. Convenient payroll deductions make it easy for employees to take advantage of voluntary products.

  • Life
  • AD&D
  • Short Term Disability
  • Long Term Disability
  • Companion Dental
  • Davis Vision
  • Limited Benefit Medical Plans.
  • GAP Plans

Worksite Products

Sometimes life and disability products just are not enough to meet the specialized needs of your employees. Our wide range of worksite products can provide an additional financial safety net for your employees and their families at no cost to you, because these products are paid for by the employee through payroll deduction.

  • Cancer
  • Accident
  • Critical Illness
  • Hospital Indemnity


  • Term Life
  • Accident
  • Critical Illness
  • Long Term Care