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WORKSITE PRODUCTS

Who says employers can't afford to offer benefits such as Accident, Cancer or Critical Illness? Our Voluntary Worksite products are available as 100% employee-paid benefits, at no direct cost to the employer. They allow employers to offer their employees the protection they want, at cost-effective group rates paid conveniently through payroll deduction.

Cancer Plans
Cancer can have a dramatic impact on the lives of employees, particularly where finances are concerned. CancerCare Elite provides supplemental coverage when certain losses occur as a result of cancer or a listed specified disease. CancerCare Elite pays directly to the insured, regardless of other coverage. Coverage is available to employees and their families.

Critical Illness Plans
With a critical illness plan, the goal is to help employees and their families cope with and recover from the enormous financial stress of surviving a critical illness such as cancer, heart attach or stroke.

A lump sum is paid upon the first positive diagnosis of a covered critical illness. Plans are available with or without cancer coverage, in $5,000 increments up to $100,000.

Accident Plans
Accident Elite allows an employee the option of supplemental coverage for costs associated with accidental injury and death and the option of choosing coverage to fit his/her individual needs. The policies are composed of a base policy with choice of disability riders. The policies are only available on a payroll deduction basis and guaranteed renewable. Coverage is provided for accidents occurring both on and off-the-job.

Hospital Indemnity Plans
Hospital Indemnity is an individual insurance policy which pays supplemental daily inpatient hospital and related benefits directly to the insured, regardless of other coverages. Coverage is available to employees and their families. A choice of indemnity amounts is available to allow the insured to select a plan to fit their needs and budget.